1.1 Morodo may process such personal data for the purposes of administering the relationship with the Customer and, as part of its use of such data, may transfer that data to other Morodo companies in other jurisdictions;

1.2 Morodo may also, from time to time, use such personal data to provide the Customer, whether by telephone or facsimile or electronic mail or other means of communication, with details of promotions, products and services of Morodo may be of interest to the Customer. The Customer may opt-out from receiving this information by writing to Morodo;

1.3 Morodo may use credit scoring or carry out a credit check when considering the Customer's application and also when operating account(s) or making credit decisions or otherwise providing the Services or Goods;

1.4 In the same circumstances, Morodo may search the files of credit reference agencies, who may keep a record of the search and the Customer authorises Morodo to do so;

1.5 Information about the Customer's debts owed to Morodo may be disclosed to credit reference agencies where the Customer has fallen behind with its payments; the amount owed is not in dispute; the Customer has not made proposals satisfactory to Morodo for repayment of its debt following formal demand; and the Customer has been given at least 28 days' notice of its intention to disclose;

1.6 Morodo may process customer information for the Services for the prevention or detection of fraud, and to deal with customer enquiries;

1.7 If the Morodo account is a joint account held by two or more persons, Morodo may share information about the Customer and the conduct of the joint Morodo account with the other person(s). Morodo may share information about the Customer and the conduct of the Morodo account with any person to whom Morodo transfers its rights or obligations under this Agreement;

1.8 Morodo may share Customer's personal information with other companies, however, those companies can only process this information according to the instructions Morodo gives them;

1.9 Morodo may receive requests from the producers of directories, and following this Morodo acting in accordance with the relevant data protection legislation will notify its Customers and give them the full opportunity to object to their data being disclosed.